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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Hi Sue<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Insuring a collection is a difficult thing. <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Valuation of an object is such a subjective process. Like you
said, how do you value something unique, and if it is unique, where will you get
another one if your original is lost? It’s been my experience that in the main,
valuation of items is more expensive than the replacement, if they are
available. A loss can be catastrophic to a Museum or collection body, with only
a small $ value like significant papers and photos, but then if you are
following your disaster protocols, the originals will be in safe keeping and
only copies will be lost (he says hopefully).<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>I made similar enquiries to yours here in WA over the last
couple of years, and it would seem the ‘professional’ opinion is not to insure
collection items due to excessive cost, both of insurance and valuations, and
because assessing the value of something is too difficult given an items
national, international or local significance. Insurance companies apparently
have difficulty with significance.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Partial loss or damage insurance to a ‘value’ makes sense to us,
but insurance companies want you to totally insure the value (with appropriate
premiums of course!). If you don’t insure more than about 85% of the
value they class you as joint insurer and you are liable for whatever
percentage of the repairs etc that they deem you have joint insured at.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Mine field…and I think I just mined another paddock for you.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Best bet to talk to one of the larger Insurance firms like
Allianze, AON or Westminster perhaps. Many smaller organisations are under the
wing of another one, like a Shire or City Council.<o:p></o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>thanks<o:p></o:p></span></p>
<p class=MsoNormal><b><span style='font-size:18.0pt;font-family:"Brush Script MT";
color:#C00000'>John<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:14.0pt;font-family:"Brush Script MT";
color:#C00000'><o:p> </o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:18.0pt;font-family:"Brush Script MT";
color:#C00000'>John Watson</span></b><b><span style='font-size:4.0pt;
font-family:"Calibri","sans-serif";color:#C00000'> </span></b><b><span
style='font-size:4.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> </span></b><span
style='font-size:6.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>(GDBMT,
GDIT, CNA)</span><b><span style='font-size:4.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Manager-Gwalia Historic Site<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Leonora Gwalia Historical Museum Ltd<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>PO Box 111 or Tower St<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Leonora 6438 Gwalia WA<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Ph/Fax: (08) 9037 7122<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Mob: 04199 58199<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>email: gwalia@emerge.net.au<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>www.gwalia.org.au<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0cm 0cm 0cm'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
can-talk-bounces@collectionsaustralia.net [mailto:can-talk-bounces@collectionsaustralia.net]
<b>On Behalf Of </b>FERREIRA Su<br>
<b>Sent:</b> 17 January 2008 11:46<br>
<b>To:</b> k@preservationaustralia.com.au; Merle Hathaway; CAN Talk<br>
<b>Subject:</b> [can-talk] Insuring Historical colelcitons<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>Good morning all, (those of you on the western sea board I guess!!)</span><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal> <o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>I have a question... it is concerned with the complex issue of
insuring historical collections and if so to what level?
Insurance being part of the overall framework of disaster planning and
preparedness I would gratefully receive anyone's comments or opinions on
insurance. </span><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal> <o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>Is it worth insuring something you cannot replace if stolen or
destroyed?</span><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>Does anyone use the a level of insurance that provides cover for
repair and restoration only? If the objects survives a disaster, that
costs are covered to clean up and restore.</span><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>How do you value an object in financial terms which holds only
local heritage value and provenance.... like horses hooves taken from a fire
brigade horse as a memento post mortem? </span><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal> <o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>Any comments????</span><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal> <o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>Cheers</span><o:p></o:p></p>
</div>
<p><span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Susan
Ferreira</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Curator/Project
Manager</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>FESA
Community Hazard Awareness Centre & Museum</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Community
Development </span><br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Fire &
Emergency Services Authority of WA</span> <o:p></o:p></p>
<p><span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Phone:
9323 9460</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Fax: 9323
9495</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Mbl: 0409
719 032</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>email:
su.ferreira@fesa.wa.gov.au </span><br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>www.fesa.wa.gov.au</span>
<o:p></o:p></p>
<p><span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Street -
25 Murray Street Perth WA</span> <br>
<span style='font-size:10.0pt;font-family:"\@MS Mincho";color:teal'>Postal - PO
Box P1174 WA 6844</span> <o:p></o:p></p>
<p><span style='font-family:"\@MS Mincho";color:teal'>FESA Museum Redevelopment
Project - </span><span style='font-size:10.0pt;font-family:"\@MS Mincho";
color:teal'>Supporting WA State Sustainability Strategy: conserving cultural heritage
and helping to build sustainable and resilient communities.</span><o:p></o:p></p>
<blockquote style='margin-top:5.0pt;margin-right:0cm;margin-bottom:5.0pt'>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'>-----Original Message-----<br>
<b>From:</b> can-talk-bounces@collectionsaustralia.net
[mailto:can-talk-bounces@collectionsaustralia.net] <b>On Behalf Of </b>Kay
Soderlund<br>
<b>Sent:</b> Thursday, 17 January 2008 8:06 AM<br>
<b>To:</b> 'Merle Hathaway'; 'CAN Talk'<br>
<b>Subject:</b> Re: [can-talk] Censorship</span><o:p></o:p></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:navy'>I fully agree with your sentiments Merle. It seems to me that the
change in format from one discussion list on AMOL to the several different
lists on CAN has resulted in a marked lessening of any type of discussion. A
once vibrant and informative list on AMOL has turned into a notice board of
events and job postings. I can’t remember the last interesting discussion that
came up on CAN-talk. Perhaps it is time to re-consider the format and go back
to just one list to deal with all communication needs?<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:navy'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:navy'>Kay Soderlund<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:navy'>Preservation Australia<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:navy'><o:p> </o:p></span></p>
<div>
<div class=MsoNormal align=center style='text-align:center'>
<hr size=2 width="100%" align=center>
</div>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
can-talk-bounces@collectionsaustralia.net
[mailto:can-talk-bounces@collectionsaustralia.net] <b>On Behalf Of </b>Merle
Hathaway<br>
<b>Sent:</b> Wednesday, 16 January 2008 12:12 PM<br>
<b>To:</b> CAN Talk<br>
<b>Subject:</b> [can-talk] Censorship</span><o:p></o:p></p>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>As
it is early in the year, and I'm not yet too busy to deal with this
little irritation, I'll air it now. So could this <u>please</u> go through
for comment by those CAN talk is supposed to serve - us, the subscribers. <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Since
Can Talk replaced the AMOL listing I've tried several times to make comments,
only to be told by the "gatekeeper" that my comments were not
appropriate or should be elsewhere. <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>I've always
considered this a forum, especially useful for people like me who are isolated
from their colleagues and remote from the large centres. Over the years I
have really enjoyed the camaraderie we had. But our little chats and
comments have now gone. There's little "talk".<o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>I
know we are all busy, and no-one appreciates being bombarded by trivia, but
really, if the only comments allowed relate to obscure pieces of farm
machinery, knitted doilies etc, then it becomes too dry and discouraging
of discussion.<o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>What
do you think?<o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>regards<o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>m<o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Merle
Hathaway<br>
Director<br>
Horsham Regional Art Gallery<br>
80 Wilson Street, Horsham, Victoria 3400, Australia<br>
(03) 5362 2880 t (03) 5382 5407 f<br>
Work mobile: 0447 595455<br>
<a href="http://www.horshamartgallery.com.au">www.horshamartgallery.com.au</a></span><o:p></o:p></p>
</div>
</blockquote>
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